Final Expense Insurance

At what age should I get final expense insurance?

There's no single right age, but most people start looking at final expense insurance in their 50s, 60s, or 70s, once larger term policies become harder to qualify for or more expensive, and once funeral costs become a more immediate concern.

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Key details about final expense insurance

Premiums are based on your age at the time you apply, so applying earlier while you're younger and healthier generally means a lower monthly payment on a level-premium policy.

Want an answer specific to your situation? A licensed agent can walk through your options by phone.

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Age limits vary by insurer and product, and some accept applicants into their 80s, so it's rarely too late to ask — but earlier is usually cheaper.

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Still have questions about your own situation?

Every situation is different. Call and a licensed agent can answer your specific questions about final expense insurance — no obligation, no pressure.

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At what age should I get final expense insurance?

Key details about final expense insurance

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