Key details about senior life insurance
Simplified issue policies that do ask health questions may decline applicants with a significant cognitive impairment diagnosis, or offer coverage with exclusions, depending on the carrier's specific underwriting guidelines.
Want an answer specific to your situation? A licensed agent can walk through your options by phone.
Call (844) 658-4509The person being insured generally must be able to understand and consent to the application, so involve them and any legal representative early and ask the insurer about its requirements.