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Burial Insurance

Can seniors over 80 get burial insurance?

Often, yes. Some insurers offer burial insurance to applicants into their mid-80s, though age limits vary by insurer and product. Coverage amounts for older applicants are sometimes lower, and premiums are naturally higher given the shorter statistical time horizon.

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Key details about burial insurance

Health also plays less of a role for guaranteed issue policies, since there are no health questions to answer — approval is based purely on being within the eligible age range.

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Ask about the maximum issue age, coverage limits, and any graded period for the specific policy, since these can differ at older ages.

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