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Life Insurance

How do I choose the right life insurance company?

Key factors to consider include the company's financial strength ratings (from agencies like A.M. Best or Moody's), how competitively they price for your specific age and health profile, the types of policies they offer, and their reputation for paying claims.

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Key details about life insurance

Since pricing and underwriting guidelines vary between insurers for the same applicant, comparing quotes from more than one company — rather than just applying to the first one you find — helps you find the right fit. Your state insurance department can confirm that an insurer and agent are licensed.

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When you talk with an agent, ask which insurers they can offer, so you know how wide the comparison is.

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Still have questions about your own situation?

Every situation is different. Call and a licensed agent can answer your specific questions about life insurance — no obligation, no pressure.

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