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Life Insurance

How long does it take to get approved for life insurance?

No-exam policies (simplified or guaranteed issue) can often be approved within minutes to a few days, since there's no exam scheduling or lab results to wait on.

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Key details about life insurance

Fully underwritten policies that require a medical exam typically take four to eight weeks, since the process includes scheduling the exam, waiting for lab results, and full underwriting review.

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If speed matters to you, an agent can point you toward no-exam options that are specifically designed for fast approval.

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