A reasonable starting point is the price of the type of service you want from funeral homes in your area, plus any additional debts or medical bills you'd like to help cover. NFDA's 2023 national medians — $8,300 for a funeral with viewing and burial and $6,280 with cremation — are a reference, and funeral homes must provide itemized price lists under the FTC Funeral Rule.
Free, no-obligation phone review with a licensed insurance agent.
The right amount really depends on your personal circumstances — whether you already have savings set aside, whether other family members would help with costs, and what kind of service you envision.
Want an answer specific to your situation? A licensed agent can walk through your options by phone.
Call (844) 658-4509A short call with an agent can help translate these considerations into a specific, realistic coverage amount rather than a guess.
Every situation is different. Call and a licensed agent can answer your specific questions about funeral insurance — no obligation, no pressure.
