Term Life Insurance

What is term life insurance?

Term life insurance provides coverage for a fixed period — commonly 10, 15, 20, or 30 years — and pays a death benefit to your beneficiaries only if you pass away during that term. It doesn't build cash value and typically ends with no payout if you outlive the term.

Call (844) 658-4509

Free, no-obligation phone review with a licensed insurance agent.

Key details about term life insurance

Because it doesn't need to last your whole life or build cash value, term insurance is usually the most affordable type of life insurance per dollar of coverage, making it popular for covering temporary needs.

Want an answer specific to your situation? A licensed agent can walk through your options by phone.

Call (844) 658-4509

Common uses include replacing income during working years, covering a mortgage until it's paid off, or providing protection while children are financially dependent.

Sources

NAIC: Life Insurance (consumer guide)

No-obligation call

Still have questions about your own situation?

Every situation is different. Call and a licensed agent can answer your specific questions about term life insurance — no obligation, no pressure.

Call (844) 658-4509

Ready to compare plans? See Term Life Insurance options Find life insurance in your state

What is term life insurance?

Key details about term life insurance

Still have questions about your own situation?

More term life insurance questions.