Key details about senior life insurance
Health conditions that become more common with age, such as heart disease, diabetes, or reduced mobility, can further increase rates or affect eligibility for certain policy types.
Want an answer specific to your situation? A licensed agent can walk through your options by phone.
Call (844) 658-4509This is why applying earlier can help: premiums are based on your age and health at the time of approval, and on level-premium whole life policies the premium is set at issue. Universal life and IUL work differently, because their internal cost of insurance can rise with age.