Burial Insurance

Can I get burial insurance without health questions?

Yes, this is called guaranteed issue burial insurance. There's no medical exam and no health questions — approval is essentially automatic as long as you fall within the eligible age range, which is often around 50 to 80 or 85 depending on the insurer.

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Free, no-obligation phone review with a licensed insurance agent.

Key details about burial insurance

The tradeoff is a higher premium for the same coverage amount compared to simplified issue policies, plus a graded death benefit period (usually two to three years) during which natural-cause deaths pay a reduced benefit.

Want an answer specific to your situation? A licensed agent can walk through your options by phone.

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Guaranteed issue is generally best suited for people with serious health conditions who wouldn't qualify for simplified issue coverage.

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Still have questions about your own situation?

Every situation is different. Call and a licensed agent can answer your specific questions about burial insurance — no obligation, no pressure.

Call (844) 658-4509

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Can I get burial insurance without health questions?

Key details about burial insurance

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